Temporary Reception Closure: 15 - 29 October 2026
Due to staff leave, our reception desk will be temporarily closed from 15 to 29 October 2026.
Our team will continue to operate as usual and remain available by phone and email. In-person appointments remain available during this period. As always, please call ahead to arrange an appointment before attending our office.
Thank you for your understanding.
| Acronym / Term | Meaning |
|---|---|
| ACR | Annual Compliance Report |
| AML | Anti-Money Laundering |
| AML/CTF | Anti-Money Laundering and Counter-Terrorism Financing |
| APP | Australian Privacy Principle |
| ATO | Australian Taxation Office |
| AUSTRAC | Australian Transaction Reports and Analysis Centre |
| BNI | Bearer Negotiable Instrument |
| CBM | Cross-Border Movement Report |
| CDD | Customer Due Diligence |
| CTF | Counter-Terrorism Financing |
| DVS | Document Verification Service |
| ECDD | Enhanced Customer Due Diligence |
| EDD | Enhanced Due Diligence |
| FATF | Financial Action Task Force |
| FCGWT | Foreign Resident Capital Gains Withholding Tax |
| FIU | Financial Intelligence Unit |
| ID | Identification |
| KYC | Know Your Client / Know Your Customer |
| LPP | Legal Professional Privilege |
| ML | Money Laundering |
| ML/TF Risk | Money Laundering / Terrorism Financing Risk |
| OCDD | Ongoing Customer Due Diligence |
| PEP | Politically Exposed Person |
| PDD | Personnel Due Diligence |
| PF | Proliferation Financing |
| POI | Proof of Identity |
| ROC | Risk Ownership and Control |
| SMR | Suspicious Matter Report |
| SOF | Source of Funds |
| SOW | Source of Wealth |
| TF | Terrorism Financing |
| TTR | Threshold Transaction Report |
| UBO | Ultimate Beneficial Owner |
| VOI | Verification of Identity |
| KYC Refresh | Periodic re-verification of client information and risk profile |
| Adverse Media | Negative news or media reporting relating to a client or related party |
| Beneficial Owner | The individual who ultimately owns or controls a company, trust or arrangement |
| Designated Service | A service regulated under the AML/CTF Act requiring compliance obligations |
| Enhanced Monitoring | Additional scrutiny applied to higher-risk clients or transactions |
| High Risk Client | A client assessed as presenting elevated AML/CTF risk requiring additional checks |
| Risk Appetite | The level and type of AML/CTF risk a firm is willing to accept |
| Sanctions Screening | Checks against Australian and international sanctions lists |
| Threshold Transaction | A physical cash transaction of AUD $10,000 or more |
| Tipping Off | Improperly informing a client that a suspicious matter report or investigation may exist |